Do you also study in America? Then let us know why students should take credit in America.
You get a chance to improve your credit score right from your student life.
In future, if your score remains good then you can easily get a loan.
If you use a credit card like a debit card, then you do not have to pay any extra money
It is very useful in case of emergency if you ever need money.
If you want to take a car loan or home loan in the future, then if your score is good then it will be easy to get the loan.
You get a chance to pay on time and learn discipline in life like me.
If you are also a student then getting a credit card right now can be a right decision for you as I have done.